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Insurance Carriers

Aetna
Aetna Providing insurance for 158 years and counting. Founded in 1853 in Hartford, Connecticut, Aetna is one of the nation's leading providers of health care, dental, pharmacy, group life, and disability insurance, and employee benefits

Anthem Blue Cross of California
Anthem Blue Cross of California Anthem Blue Cross of California's mission is to improve the health of the people we serve. Anthem believes the best health care coverage can actually help people stay healthy. That's why we go beyond simply providing health care coverage. Anthem Blue Cross of California helps encourage members' wellness by:
  • Offering large networks of some of the region's best physicians, specialists and hospitals.
  • Reminding members to have important preventive screenings.
  • Providing programs and information to help manage chronic health conditions.
  • Offering related services including dental coverage, life insurance and pharmacy benefits management.
Anthem Blue Cross of California workw with physicians, hospitals and other providers to help ensure that care is accessible, coordinated, timely and provided in a manner and setting that promotes positive patient-provider relationships.

Blue Shield of California
Blue Shield of California, an independent member of the Blue Shield Association, is a not-for-profit health plan dedicated to providing Californians with access to high quality care at an affordable price. Founded in 1939, it now has 3.2 million members, 4,500 employees, one of the largest provider networks and more than 20 office locations, providing a wide range of commercial and government products throughout the state. The company contributes $30 million annually to the Blue Shield of California Foundation to fund nonprofit organizations that improve access to quality health care in California.

Celtic
Celtic is a leading national individual health insurance company providing high quality, low cost individual health insurance to individuals, families and the self-employed. With a national focus to cover more of the uninsured, we aim to provide our customers with innovative, consumer-oriented products and services that are easy to understand, access and use. Learn about Celtic's mission to offer affordable health insurance plans to today's individual health insurance consumers.

Health Net of California
Health Net has something for everyone. Whether you're a company employee or self-employed, retired or in-between jobs, Health Net has a plan that's right for you. Plus, all their medical plans come complete with Decision PowerSM; the program that brings together under one roof the information, resources and personal support that fit you, your health and your life.

Health Net of California Farm Bureau
Health Net of California Farm Bureau specializes in selling health insurance in California for families, children, and individuals. The plans that they offer are from the California Farm Bureau underwritten by health net. Their focus is to help Farm Bureau members who want to buy an affordable California health plan from HealthNet Farm Bureau.

Kaiser Permanente
At Kaiser Permanente, they believe in a total approach to health care. This includes keeping your needs at the forefront of everything we do. Their approach begins with developing a healthy partnership, and giving you one-stop convenience to help you live happy and healthy for years to come. Kaiser Permanente stands for total health. Your total health. Discover the Kaiser Permanente difference.

Pre-Existing Condition Insurance Plan
As a result of the federal Affordable Care Act of 2010, California has a contract with the federal Department of Health and Human Services to establish a federally-funded high risk pool program to provide health coverage for eligible individuals. The program will last until December 31, 2013 when the national health reform is set to begin. After that date, there will no longer be a need for high risk pools because federal rules will not allow insurers to reject persons with pre-existing conditions or charge them higher rates than those without such conditions.

The federally-funded program is called the California Pre-Existing Condition Insurance Plan (PCIP). The PCIP offers health coverage to medically-uninsurable individuals who live in California. The program is available for individuals who have not had health coverage in the last 6 months. The California PCIP is run by the Managed Risk Medical Insurance Board (MRMIB).

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